finca microfinance bank loan details in urdu | finca bank loan online apply |

FINCA Microfinance Bank Ltd. helps you achieve your dreams with finca microfinance bank loan,finca bank loan online apply and finca bank loan products coupled with the best interest rates, easy repayment options, seamless loan processing and quick turnaround time for acquiring loans.

FINCA Microfinance Bank Loan

In 2013 FINCA Microfinance Bank Ltd opened its doors to the people of Pakistan as part of the FINCA global network. FINCA Microfinance Bank Limited is a licensed deposit-taking bank, one of the fastest growing microfinance networks in Pakistan operating in 135+ cities.it helps you achieve your dreams with multiple loan products coupled with the best interest rates, easy repayment options, seamless loan processing and quick turnaround time for acquiring loans.

FINCA Microfinance Bank Limited Provides the Following Loans Finance Facilities:

Tractor Loan
Niswan Karza
Light Commercial Vehicle Loan
Karobari Karza
Kashtkar Karza
Maweshi Karza
Sunheri Karza
House Loan (Renovation/Improvement)
Motorcycle Loan

FINCA Microfinance Bank Loans Features & Specifications

1.Tractor Loan

A tractor is an essential necessity of farming therefore FINCA brings Tractor Loan for all farmers. It gives them the opportunity to buy new and used Tractors at lowest Markup rates to help increase their agricultural yield.

Features & Specifications

Credit Amount from PKR 500,000 to PKR 1,000,000
Tenure from 1-5 years
Easy Bi-Annual Installments
10% Down Payment
Available for the purchase of new or old tractor
Instant SMS alert on every transaction
IBFT Facility
24/7 Call Center Assistance

Min Eligibility Requirements:

Age between 21 to 64 (at the time of Loan approval)
Valid CNIC
Experience in crop farming for >1 year
Owns min 1 acre land
Documents of Agricultural Land
Personal & Business address within the zone/radius of associated branch

2.Niswan Karza

A successful woman is the one who can build a firm foundation. Niswan Karza helps women build that foundation with a loan for their business needs.

Features & Specifications

Credit amount ranges from PKR 25,000 to PKR 350,000
Credit tenure: 6, 12, 15 and 18 months
Repayment in Equal Monthly Installments (EMI)
Convenient & easy to understand paper work
Instant SMS alerts on every transaction
Online Banking
IBFT Facility
24/7 Call Center Assistance

Min Eligibility Requirements:

Resident Pakistani National.
Hold Valid CNIC (Computerized National Identity Card).
Age between 21 to 62 Years (At the time of approval of loan).
Not Part of Any Customer / Loan Exclusion / Negative List.
Involved in Business for Last 01 Year.
Running Business at Current Location for Last 01 Year.

3.Light Commercial Vehicle Loan

FINCA Light Commercial Vehicle Loan / Lease facility caters to the needs of business individuals involved in the transportation business or requires commercial vehicles to support their business activities.

Features & Specifications

Credit Amount from PKR 500,000 to 10,00,000
Tenure from 1 – 5 years
Easy Monthly Installments
10% Down Payment
Instant SMS alert on every transactions
IBFT Facility
24/7 Call Center Assistance.

Min Eligibility Requirements:

Age between 21 to 62 (at the time of Loan approval)
1 Passport size picture
Valid CNIC
Evidence of Monthly Income

4.Karobari Karza

Take your business to new heights with Karobari Karza that gives you a chance to fulfil your working capital / capital expenditure requirements for your business.

Features & Specifications:

Credit Amount ranges from PKR 25,000 to PKR 1,000,000
Credit tenure can be 6, 12, 15, 18 or 24 months
Repayment in Equal Monthly Installments (EMI)
Convenient & easy to understand paper work
Instant SMS alerts on every transaction
Online Banking
IBFT Facility
24/7 Call Center Assistance

Min Eligibility Requirements:

Age between 20 to 64 years (at the time of loan approval)
Valid CNIC
Operational business for >1 year
Personal guarantor

5.Kashtkar Karza

Kashtkar Karza gives farmers the opportunity to expand their farming business. Repayment of this loan is synced with crop cycles to provide ease.

Features & Specifications

Credit amount from PKR 50,000 to PKR 500,000
Tenure from 3 to 12 months (15 months for Sugarcane only)
Lump Sum repayment
Convenient & easy to understand loan process
Instant SMS alerts on every transaction
IBFT Facility
24/7 Call Center Assistance

Min Eligibility Requirements:

Age between 21 to 62 years (at the time of approval of loan)
Valid CNIC
Experience in crop farming for >1 year
Personal guarantor

6.Maweshi Karza

A loan facility that is designed to meet the ever growing financial needs of the livestock sector to increase productivity and fulfill capital requirements.

Features & Specifications

Credit amount ranges from PKR 25,000 to PKR 500,000
Repayment in Equal Monthly Installments or Lump Sum
Tenure from 3 to 12 (Lump Sum); 6, 12, 15, 18 or 24 months (EMI)
Convenient & easy to understand paper work
Instant SMS alerts on every transaction
Online Banking
Cheque Book
Call Center assistance 24/7

Min Eligibility Requirements:

Age between 21 to 62 years (at the time of approval of loan)
Valid CNIC
Operational Livestock business for >1 year
Personal guarantor

7.Sunheri Karza

Instead of selling your gold to finance or expand your business, you can now provide gold as a security collateral against the loan while still keeping ownership of your gold.

Features & Specifications

Credit Amount ranges from PKR 25,000 to PKR 1 Million
Credit tenure can be 6 to 12 months (EMI); 3 to 12 months (Lump Sum)
Repayment in Lump Sum or Equal Monthly Installments
Convenient & easy to understand paper work
Instant SMS alerts on every transaction
Online Banking
IBFT Facility
24/7 Call Center Assistance

Min Eligibility Requirements:

Valid CNIC
Age between 21 to 62 years (at the time of loan approval)
Gold (Ornaments or Bullion)

8.House Loan (Renovation/Improvement)

House Loan is a medium to long term loan facility. The product is designed for renovation, improvement, extension, restoration and enhancement of customer’s existing housing unit.

Product Specification

Credit Range: Rs.75,000 to Rs.1,000,000/- loan facility.
Competitive Mark-up Rate.
Credit Tenure: Up to 5 years (up to 24 months for unsecured).
Easy monthly installments.
Minimum documentation & Quick Loan Processing.
Repayment in Equal Monthly Installments (EMI).
Instant SMS alerts on every transaction.
Online Banking.
IBFT Facility.
24/7 Call Center Assistance.

Eligibility Criteria

Age limit 21 to 62 years (up to 60 years for salaried individuals).
02 years business / employment experience (03 years for contractual employee).
Valid CNIC.

9.Motorcycle Loan

Motorcycle Loan is funded secured short to medium-term loan facility classified as business / conveyance loan and is designed to finance motorcycle (s) of reputed brand (s). The loan is payable in equal monthly installments. This facility will be extended for Business transportation needs of businessperson/ self-employed professionals & carriage needs of Milkman (Livestock dairy customers).

Features & Specifications

Credit amount ranges from PKR. 30,000 to PKR. 150,000.
Credit tenure: 12, 24 & 36 months.
Repayment in Equally Monthly Installments (EMI).
Convenient & easy to understand paper work.
Instant SMS alerts on every transactions.
Online Banking.
IBFT Facility.
24/7 Call Center Assistance.

Min Eligibility Requirements:

Resident Pakistani National.
Hold Valid CNIC (Computerized National Identity Card).
Age between 21 to 62 Years (At the time of approval of loan).
Not Part of Any Customer / Loan Exclusion / Negative List.

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finca microfinance bank loan details in urdu | finca bank loan online apply |